January 21st, 2020|
It’s important to be familiar with how workers’ compensation functions in New Jersey. Workers’ compensation benefits are very important to those who need their weekly paychecks to pay bills, afford groceries, and settle any other expenses that might present themselves. The benefits of workers’ compensation are also necessary for someone who needs immediate financial relief after suffering a work injury.
Work injuries are a major risk in many lines of work, which makes it important to be familiar with the steps you need to take if you suffer a work injury. There are a number of different ways workers’ compensation works depending on the extent of your injuries. For example, if your work injury keeps you out of work for a few weeks or months, the benefits you receive will be different from someone whose work injury has prevented him or her from working for an extended period of time.
Temporary Disability Benefits
If your work injury prevents you from working for at least seven days, you’re entitled to receive temporary disability benefits. In the state of New Jersey, workers’ compensation benefits allow you to receive 70% of your average weekly wages. In addition to receiving 70% of weekly wages, there is a minimum and maximum benefit that can be received. The minimum and maximum benefit changes every year, but in 2019 the minimum was $246 and the maximum was $921 per week. If you suffer a work injury, you are eligible to receive temporary disability benefits until you’re able to return to work, have received benefits for 400 weeks, or have reached maximum medical improvement.
Permanent Total Disability Benefits
Upon reaching maximum medical improvement (meaning you are unlikely to get any better, even with further treatment), you will need to be evaluated to determine if you have a lasting disability and to what extent. If you’re permanently and totally disabled, you will continue to receive benefits for 450 weeks, after which you must go through further evaluation to determine whether or not you’re still unable to earn at your pre-injury level. If you’re still unable to earn at your previous level, you will continue to receive benefits while still disabled, with the amount of your benefits being reduced in proportion to any wages that you are able to earn.
Severe injuries, such as the loss of both eyes, hands, arms, feet, or legs are automatically considered to result in permanent and total disability.
Permanent Partial Disability Benefits
In the event that your work injury or illness has left you with a lasting medical condition or impairment, but you are able to work in some capacity, you may be eligible for permanent partial disability benefits. If eligible, the amount you receive will depend on your pre-injury wages as well as the extent of your impairment and the affected part of your body. In New Jersey, there is a schedule of disabilities which lists the maximum benefits for impairments to certain body parts. To find New Jersey’s current schedule of disabilities, visit New Jersey’s Department of Labor and Workforce Development website.
In New Jersey you may be eligible for other types of workers’ compensation benefits, such as medical benefits, death benefits, and funeral expenses. Workers’ compensation pays for any necessary medical treatment related to a work injury, as long as treatment is authorized. When it comes to death benefits, if an employee dies as a result of a work-related injury or illness, the surviving spouse, minor children, and other dependents will be entitled to compensation. New Jersey Workers’ comp also pays the family of a deceased employee up to $3,500 in funeral or burial costs.
Limitations of Workers’ Comp Benefits
Unfortunately, workers’ comp benefits don’t cover the entirety of your lost wages. Despite this, workers’ compensation benefits are extremely helpful to those who need compensation quickly without filing a lawsuit and proving that your employer was at fault for causing the injury, which can take a lot of time and isn’t an option for those who can’t afford to wait, the downside being that you lose out on some of your wages. That being said, you may be able to sue outside of the workers’ comp system in certain situations and receive more for the injuries you’ve suffered.
At Judd Shaw Injury Law, you come first. If you’ve suffered an injury at work and need representation in your workers’ comp case, don’t hesitate to contact us. We’re here to fight on your behalf and get you the compensation that you need and deserve.
January 16th, 2020|
In Monmouth, Ocean, and Middlesex County, flu season is running rampant. Emergency Rooms all over the state are flooding with sick adults and children alike, as the weather is cold and germs are spreading.
According to NJ.gov, about 8% of emergency room visits in New Jersey are for influenza-like illnesses. Because the Influenza Activity Level has been widespread and high throughout every region in New Jersey recently, it’s more important than ever to be wary of getting sick.
Whether it is at school, work, or in your own home, people and places can get you sick and really put a damper on your winter. Here at Judd Shaw Injury Law, we believe health and safety are of the utmost importance, so that’s why we’re providing some tips on avoiding the flu in hopes that all can have a healthy and happy winter with their loved ones.
Wash Your Hands / Use Hand Sanitizer
One of the easiest but most looked over ways to keep germs away is washing your hands. You can do this at any time—not just following a bathroom break or a meal. Using hand sanitizer or washing your hands anytime you touch something that you think may not be clean or sanitary is a great way to limit the spread of germs to yourself and others.
Avoid Touching Your Eyes, Nose, and Mouth
No matter how often you wash your hands, it’s impossible to completely separate yourself from the spreading of germs. That’s why it’s so important that we keep our hands away from our ears, nose, and mouth. It’s hard to know when we touch something that could get us sick, and in most cases, we don’t know until it’s too late.
Disinfect Surfaces Regularly
When using objects or working on surfaces, it’s always smart to take a minute or two to disinfect them before and after using them. It’s good to disinfect anything you come in contact with, especially objects you are touching and working with regularly. Not only will this keep a clean environment around you, protecting you from illness, but you very well might be helping someone else stay healthy who might not have thought to disinfect the objects they come in contact with every day.
Cover Your Mouth and Nose
Coughing and sneezing go hand in hand with winter. When coughing and sneezing, it’s important to cover up your mouth and nose so you don’t spread around any germs. Be sure to sanitize and wash your hands afterward so the germs don’t spread onto whatever you touch.
Unfortunately, no matter how careful we are, sometimes our daily lives inevitably lead to us getting sick. If you do get sick, do yourself and those around you a favor and stay home. You might think you need to go to work, but you’re much better off taking the time you need to get healthy so that you can perform to the best of your ability when you return and so you don’t get any of your coworkers sick.
Winter is a tough time for everyone. Every year it seems like everyone is getting sick or you’re the one getting sick. The flu is a very tough illness to deal with, making it all the more important to do what needs to be done to avoid it. We wish you all a safe, healthy, and happy winter!