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A car accident can be traumatic, causing long-lasting physical, emotional, and financial repercussions. When dealing with the aftermath and an insurance company offers you damages, how do you know if you should accept it? Advice from an experienced lawyer can help you avoid unfair settlements by explaining your rights and the steps to be taken before accepting an insurance settlement.
At Judd Shaw Injury Law, we are passionate about providing crucial advice for New Jersey car accident victims and helping them receive a fair settlement. Our lawyers know that some accident victims wind up regretting accepting an insurance company’s first offer. Discovering too late that the settlement will not cover all their expenses is a terrible feeling.
Insurance companies have no obligation to tell you you deserve more. Yet, Judd Shaw Injury Law wants what is best for you. We have seen how maximized financial settlements change lives.
Why Consult a New Jersey Lawyer
Before accepting a car accident settlement, talk to a legal professional practicing locally in New Jersey. Consulting an experienced personal injury lawyer can reveal how much your case is really worth. You may also be surprised to learn what other ways experienced attorneys can assist you.
A lawyer can protect your interests
Insurance companies often prioritize their financial interests. They may try to offer a lower settlement than you deserve.
Our lawyers, though, can tell you what they really owe you, because we understand the complexities of assessing a car accident claim. Work with us to ensure your settlement claim covers all qualifying accident losses.
Some damages you may be able to recover are:
- Vehicle repair or replacement
- Medical expenses
- Lost wages
- Pain and suffering
- Future expenses
The best part is that a little pressure can go a long way. Once insurers realize a capable law firm has your back, they might be willing to make a more reasonable offer.
A lawyer can file a legal claim on your behalf
Many claims are resolved out of court. Yet, sometimes further action is necessary. Settling can be quicker than litigation. However, sometimes a personal injury claim is the only way to achieve justice.
Accepting a settlement offer means you agree not to pursue the case further in court. Before forfeiting your rights, why not ask an attorney what amount is fair? He or she can explain the pros and cons of settling versus going to trial so you can make an informed decision.
A lawyer can gather proof for your claim
Evidence is essential for insurance cases. You must back up your claim with supporting documents. Otherwise, an insurance company might deny it or discredit your valid demands.
Lawyers know the documentation you need and how to get it without preventable delays. The following evidence can help you prove your claim:
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- Photos and videos of the accident scene: Lawyers can take photographs of the accident scene, including road conditions, confusing signs, and faded markings. They could also acquire CCTV footage from nearby security cameras.
- Witness statements: If there were witnesses to the accident, our investigation team could try to obtain written testimonials. Third-party accounts can be invaluable when at-fault drivers twist the truth.
- Accident-related loss calculations: Our lawyers know from experience what expenses related to the experiences you should be tracking. Asking for these out-of-pocket costs can maximize your payout.
- Expert opinions: Medical professionals play a crucial role in establishing the extent of your injuries and the necessary treatment. Expert opinions help prevent insurance companies from undervaluing your claim. Make sure to document all medical appointments, treatments, and expenses that support your case.
- Proof of future costs: Car accident injuries can have long-lasting effects. You may require ongoing treatment or future medical expenses. Your lawyer and medical professionals can estimate these costs for your settlement.
- Proof of lost wages: What if you could not work due to your injuries? Your lawyer can document missed earnings with pay stubs, timesheets, or employer verification. Your injuries may impact your ability to work in the future, so attorneys also gather evidence of decreased earning potential.
A lawyer can help you get just compensation for pain and suffering
Pain and suffering damages help compensate for the physical pain and emotional distress of an accident. Your lawyer can calculate a fair sum based on the severity of your injuries, the impact of the collision on your daily life, and other factors.
Since pain and suffering are subjective, many accident victims wonder how to prove it. A lawyer can advise you on substantiating your challenges. For example, consider recording testimony from friends and family and keeping a personal journal of your pain levels day to day.
A personal injury lawyer can simplify legal processes. He or she can handle complex negotiations with insurance companies, ensuring you receive a fair settlement. Experienced help frees you to focus on healing and rebuilding your life.
Why You Should Not Trust Insurance Companies
Since insurance companies strive to protect their interests, they may use your words against you. Friendly adjusters may seem helpful but remember they are not on your side.
Insurers are out to make a profit. Unfortunately, that means that some accident victims get shortchanged in their settlements.
Be cautious in your communications with insurance adjusters and customer service agents. Avoid providing any recorded statements or signing any forms without consulting your lawyer. You have the right to reject a settlement and negotiate for a better deal.
Maximize Your Compensation
Car accident victims should understand their rights before accepting any insurance settlement. How can you be sure an insurance settlement is fair? One way is by seeking legal counsel.
The personal injury lawyers of Judd Shaw Injury Law are ready to help and want to hear your story. From there, our New Jersey legal team can identify all of your eligible damages. You might discover that your claim is worth more than expected.
If you hire our experienced lawyers, we can handle the complex details so you can focus on your recovery. Working with our successful legal team can save you time, money, and stress. Our No Fee Guarantee® ensures you pay nothing unless we get money for you.
What questions do you have? Judd Shaw Injury Law can give you the answers you need. Making a well-informed legal decision brings peace of mind. Get a free assessment of your car accident settlement by calling (866) 909-6894 or submitting the online contact form.
Content edited by personal injury attorney Judd Shaw. From the beginning, Judd established a set of Core Values laying out the pursuit for excellence in client service. He is a regular host of the Working The Wow podcast, with the belief that providing an exceptional client experience is just as important as delivering a quality service or product. You can find us in Red Bank and Tom‘s River, New Jersey.