Common Types of Personal Injuries
According to the National Highway Traffic Safety Administration, nearly 40,000 people died in motor vehicle accidents in 2020, and thousands suffered injuries. With these statistics, it is no surprise that car accident causes the majority of personal injury cases in the U.S.
Whether the accident is due to speeding or illegal substances, you may have a case if another person’s negligent actions caused the accident. Unfortunately, you must prove the other driver acted recklessly to receive compensation. An attorney can review your case and may help you find the proper evidence to prove the other motorist’s reckless behavior.
Slip and fall accidents cause thousands of personal injury cases each year. The Centers for Disease Control estimates that nearly 3 million people over 65 seek medical attention each year after falling. While some falls are no one’s fault, other accidents are because of another party’s recklessness. If a business fails to maintain its premise or notify customers of dangers properly, you might get financial compensation.
3. Medical Malpractice
If the negligent acts of a health professional caused harm, you might have a medical malpractice case. Unfortunately, these claims are not rare. The National Practitioner’s Data Bank reports that 60,000 people file medical malpractices cases each year.
Common medical malpractice injuries include failure to treat, surgical errors, childbirth injuries, and medication errors. These injuries can result in permanent disabilities and severe financial hardships.
4. Workplace Injuries
Workplace injuries are common in specific industries, including construction and manufacturing. A business is responsible for your medical bills and lost wages if it fails to maintain a safe environment for employees. Establishing liability in a workplace injury case is a complex process, and an attorney may help you gather the proper evidence to prove the claim.
If you suffered an injury at work, seek medical attention, report the accident to your employer, and gather evidence. It is unlawful to file a personal injury case in some states if you plan to get worker’s compensation.
5. Wrongful Death
A wrongful death lawsuit occurs when a third party’s negligence causes an individual’s death. The relatives of the victim file these claims. These cases are more common than most people suspect. Wrongful death cases can result from incidents including car accidents, medical practice cases, and intentional acts.
Financial compensation is to pay for funeral expenses, cover medical bills, or settle unpaid debts. You might want to work with an attorney if the negligent acts of someone else killed someone you loved.
When You Should Hire a Personal Injury Lawyer
You should consider the extent of your injuries and who caused your injuries before filing a claim. A judge is unlikely to take minor cuts and abrasions seriously, particularly if you do not have solid evidence to prove negligence. Here are some instances when it may help to hire an attorney:
1. The Provider Denies Your Claim
Receiving an insurance denial letter is an unpleasant experience, mainly when you cannot work and have mounting medical bills. A common reason for a denial is that the accused party did not cause the accident. The provider may also deny you need the amount of money you requested. Insurance companies follow a complex process when evaluating financial compensation claims, and several minor issues can cause a rejection.
An attorney can help you understand the reasons for the denial and file a dispute on your behalf. The insurance company may deny your appeal, but an attorney may help you make a solid case to reverse the decision.
2. The Insurance Company Is Not Responding
Some insurance companies immediately contact the injury victim, and communication tapers off while the team reviews the claim. It is not uncommon for insurance providers to review documentation for weeks or even months. It is frustrating not to know when you’ll receive payment for your claim, especially if you cannot work. Insurance companies use numerous tactics to delay approving claims or issuing payments on approved cases. An attorney may negotiate with the company on your behalf and help speed up the process.
3. Your Injuries Are Severe
Getting enough compensation to pay for extensive medical care is not easy. Some accidents cause debilitating, life-altering injuries. You may also need money to replace lost wages if you cannot work. It is within your rights to hire an attorney to negotiate for more money. Your lawyer can help you understand how much ongoing medical costs, including medication, rehabilitation services, and home nursing care, will cost.
4. You Received a Low Settlement
Many insurance adjusters try to save money by minimizing the funds they pay to accident victims. They may make a lowball offer directly after the accident, hoping you will accept the settlement out of desperation. It is often too late if you take the company’s first offer. You may not know how much you need until you realize the full extent of your injuries.
Before accepting an offer, you should wait until you understand how much your ongoing medical care will cost. An attorney may help you know how much your medical bills will cost and may help you get the best settlement offer.
5. The provider Won’t Negotiate
It is difficult and time-consuming to negotiate with insurance companies. Adjusters often use complicated language and terminology to confuse accident victims and delay approval. After a car crash or workplace accident, the last thing you want to do is spend hours on the phone. If you hire a law firm, the attorney will handle all communication with the insurance provider so you can focus on recovering.
6. You Want To File a Lawsuit
You may decide to file a lawsuit if the insurance provider’s compensation is not enough to cover your bills. An attorney can guide you through the lawsuit process and file paperwork on your behalf. Your lawyer will continue negotiating a settlement during the evidence-gathering phase but will represent you if the case goes to trial.
Work With Judd Shaw Injury Law™
The team at Judd Shaw Injury Law™ understands how frustrating it is to negotiate with insurance providers. If you’ve suffered an injury because of the negligence of a third party, we can help. We will fight to get you the compensation you deserve to pay for hospital bills and lost wages. Leave the work to us so you can focus on recovering and getting back to work. Contact us today to schedule a consultation.